FCRA

Law and Regulation

Law

• Fair Credit Reporting Act
• Fair Credit Reporting Act - 15 USC 1681
• Fair and Accurate Credit Transactions (FACT) Act
• FCRA Amendment - Section 611 - Background Information; - Nov. 2003
• FCRA Amendment - Section 411 - Medical Information; - Nov. 2003

Enforcement Agency

• Federal Trade Commission
• Federal Trade Commission - FCRA Home Page
• FTC Staff Opinion Letters - 1997-2001

FCRA and Background Investigations

• FTC Opinion Letter - Vail - Apr. 5, 1999
• FTC Opinion Letter - Meisinger - Aug. 31, 1999
• FTC Opinion Letter - Fischel - Oct. 1, 1999
• FTC Letter to Rep. Pete Sessions re Proposed Amendments to FCRA - Mar. 31, 2000
• FTC Statement to House Committee re Proposed Amendments to FCRA - May 2, 2000
• FTC Press Release re Testimony Provided to House Committee - May 4, 2000
• FCRA Amendment - Section 611 - Nov. 2003

Summaries

Businesses

• Using Consumer Reports: What Employers Need to Know - FTC
• Required Summary: A Summary of Your Rights Under the FCRA - FTC

Credit Report

• Where to Obtain Copy of Credit Report - FTC
• Annual Credit Report.com

Disposal of Consumer Information

• FACTA Disposal Rules
• Disposing of Consumer Report Information

Identity Theft

• Information About Identity Theft - FTC
• OnGuard Online - Practical Tips to Guard Against Internet Fraud - FTC
• Remedying the Effects of Identity Theft
• FTC Privacy Initiatives - FTC
• Consumer Information and Records Disposal - FTC
• Consumer Sentinel

FCRA Rights and Notices

Fair Credit & Reporting Act

• FTC Issues Final Summaries and Notices Under FACTA - Nov. 19, 2004

Notices

• A Summary of Your Rights Under the Fair Credit Reporting Act - FTC
• Notice to Furnishers of Information - FTC
• Notice to Users of Consumer Reports - FTC

Background Checks

Education

• Avoid Fake-Degree Burns by Researching Academic Credentials - FTC
• Postsecondary Educational Institutions Accredited - Dept. of Ed

Crime and Jail Statistics

• Bureau of Justice Statistics
• FBI Crime Statistics
• National Sex Offender Public Registry
• Attorney General's Report on Criminal History Background Checks - June 2006

Telephone Monitoring

Guide to State Laws

• Practical Guide to Taping Conversation - RCFP

No-Call and No-Spam Laws

Do Not Call

• FTC National Do Not Call Registry
• Missouri Do Not Call Registry

Do Not Spam

• FTC No Spam